Shopping for a mortgage

can really pay off

Buy and Sell - by Cesar Castro

Shopping for a mortgage can really pay off

Americans are always on the lookout for a good deal. They delight in hunting for discounted jeans or snagging 25 percent off on the latest gadget. But Americans aren't shopping around for one of their most expensive items - their mortgage.

Studies found that 47% of all homeowners considered only one lender or broker for their mortgage.

A lower interest rate helps you in two ways: more of your payment goes toward your principal, and you'll make lower payments. Selecting a 4.0% interest rate instead of a 4.5% rate on a $200,000, 30-year fixed mortgage means you'll pay off an additional $1,400 in principal in the first 5 years. And, your payments will be nearly $60 a month less. That's more than $3,500 over just the first 5 years.

You can put that savings to use by:

  • Paying off your mortgage or other debts faster
  • Saving for emergency home repairs (like when your washing machine is on the fritz)
  • Making improvements to your home
  • Putting a bit more aside for your future
  • Or maybe even splurging on a family vacation

In today's competitive real estate market, buying a home can be stimulating, but it is important to have the right people by your side.

​​​​​​​With years of experience in the military and real estate services, Our clients know they are being provided the highest levels of service, integrity, knowledge, and results. Count on us to make your home and needs our own.

Our sense of duty, experience, marketing, market analysis, communication, negotiating skills, and organization from beginning to end and beyond are our traits to a successful real estate transaction.

Contact us today to get more knowledge and connect to multiple lenders who can give great rates.

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